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Find a moving stock before everyone else

Find a moving stock before everyone else

Downgrades – Upgrades

Downgrades – Upgrades

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Top Upgrades

Macquarie upgraded Alcoa Corporation
AA 2.97%
from Neutral to Outperform. Alcoa shares rose 0.61 percent to $29.47 in pre-market trading.
FBR Capital upgraded Zions Bancorp
ZION 2.83%
from Market Perform to Outperform. Zions Bancorp shares rose 1.59 percent to close at $42.70 on Monday.
KeyBanc upgraded McDermott International
MDR 3.32%
from Sector Weight to Overweight. McDermott shares gained 2.12 percent to $7.69 in pre-market trading.
Citigroup upgraded Kosmos Energy Ltd
KOS 3.64%
from Neutral to Buy. Kosmos Energy shares gained 5.06 percent to $6.64 in pre-market trading.
Analysts at RBC Capital upgraded Dana Inc
DAN 1.9%
from Sector Perform to Outperform. Dana shares rose 0.74 percent to close at $18.98 on Monday.
Analysts at Chardan Capital upgraded Clovis Oncology Inc
CLVS 5.04%
from Sell to Neutral. Clovis Oncology shares fell 3.41 percent to $39.10 in pre-market trading.
Analysts at Goldman Sachs upgraded Western Digital Corp
WDC 0.86%
from Sell to Neutral. Western Digital shares rose 1.76 percent to close at $68.36 on Monday.
Analysts at Morgan Stanley upgraded Hubbell Incorporated
HUBB 1.55%
from Equal-Weight to Overweight. Hubbell shares fell 0.23 percent to close at $116.73 on Monday.
Deutsche Bank upgraded Public Service Enterprise Group Inc.
PEG 0.23%
from Hold to Buy. Public Service Enterprise shares fell 0.73 percent to close at $43.67 on Monday.
Analysts at Janney Capital upgraded American Water Works Company Inc
AWK 0.16%
from Neutral to Buy. American Water Works shares rose 0.59 percent to close at $73.31 on Monday.

Top Downgrades

Analysts at Deutsche Bank downgraded FirstEnergy Corp.
FE 1.14%
from Buy to Hold. FirstEnergy shares fell 0.41 percent to close at $31.65 on Monday.
RBC Capital downgraded Mitel Networks Corp
MITL 4.27%
from Outperform to Sector Perform. Mitel Networks shares fell 5.26 percent to close at $7.02 on Monday.
Morgan Stanley downgraded Lennox International Inc.
LII 0.35%
from Equal-Weight to Underweight. Lennox International shares fell 0.17 percent to close at $156.92 on Monday.
Analysts at Jefferies downgraded Extra Space Storage, Inc.
EXR 0.85%
from Buy to Hold. Extra Space Storage shares rose 1 percent to close at $74.94 on Monday.
SunTrust Robinson Humphrey downgraded Cempra Inc
CEMP 12.5%
from Buy to Sell. Cempra shares fell 4.17 percent to $6.90 in pre-market trading.
Baird downgraded Acuity Brands, Inc.
AYI 5.64%
from Outperform to Neutral. Acuity Brands shares fell 1.04 percent to close at $245.57 on Monday.
Analysts at KeyBanc downgraded Inovalon Holdings Inc
INOV 0.53%
from Overweight to Sector Weight. Inovalon Holdings shares fell 4.26 percent to $9.00 in pre-market trading.
FBR Capital downgraded HomeStreet Inc
HMST 0.77%
from Outperform to Market Perform. HomeStreet shares rose 0.15 percent to $32.70 in pre-market trading.

Top Initiations

Analysts at Loop Capital initiated coverage on United Parcel Service, Inc.
UPS 0.46%
with a Hold rating. The price target for United Parcel Service is set to $124. United Parcel Service shares closed at $116.98 on Monday.
Analysts at Susquehanna initiated coverage on trivago N.V. – American Depositary Shares
TRVG 2.8%
with a Neutral rating. The price target for trivago is set to $14. trivago shares closed at $12.15 on Monday.
Analysts at BMO Capital initiated coverage of Spark Therapeutics Inc
ONCE 3.42%
with an Outperform rating. The price target for Spark Therapeutics is set to $69. Spark Therapeutics shares closed at $50.88 on Monday.
Analysts at Barclays initiated coverage on Paychex, Inc.
PAYX 0.62%
with an Equal-Weight rating. The price target for Paychex is set to $63. Paychex shares closed at $61.55 on Monday.
Analysts at Evercore ISI Group initiated coverage on JD.Com Inc(ADR)
JD 0.55%
with a Buy rating. The price target for JD.Com is set to $33. JD.Com shares closed at $25.38 on Monday.
Analysts at First Analysis initiated coverage on INC Research Holdings Inc
INCR 2.78%
with an Equal-Weight rating. The price target for INC Research is set to $59. INC Research shares closed at $50.45 on Monday.
Analysts at Stifel Nicolaus initiated coverage on Etsy Inc
ETSY 1.08%
with a Hold rating. The price target for Etsy is set to $14. Etsy shares closed at $12.92 on Monday.
Evercore ISI Group initiated coverage on Baidu Inc (ADR)
BIDU 0.97%
with a Hold rating. The price target for Baidu is set to $200. Baidu shares closed at $163.69 on Monday.
Wedbush initiated coverage on Amplify Snack Brands Inc
BETR 0.43%
with a Neutral. The price target for Amplify Snack Brands is set to $9. Amplify Snack Brands shares closed at $9.40 on Monday
Piper Jaffray initiated coverage on Ciena Corporation
CIEN 3.28%
with an Overweight rating. The price target for Ciena is set to $30. Ciena shares closed at $24.05 on Monday.

Market Today Dec.20.2016

Market Today Dec.20.2016


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3 Option Trading Strategies that works in any market

3 Option Trading Strategies that works in any market

All trading requires in depth analysis and preparation if one expects to have success. There are many factors that can provide a roadmap or edge while trading. Putting the day’s trading plan in the context of the expected range can help traders manage their expectations. Putting the day’s range in the context of a larger timeframe like the weeklies, can provide an additional layer of context.

A simple way to estimate the daily range is by using an ATR (Average True Range) function. The Average True Range is the day’s, or week’s range plus any gaps that may be unfilled from the last time-period. For instance, if the SPY had a daily range of $4.30 but gapped up from yesterdays close by 0.25, the true range would be $4.55.

An Average True Range will be based on a look-back period. The look-back period can be ten to twenty periods, or whatever the trader sees as representative of the current trading environment.

The ability to set targets or construct trades utilizing normal market behavior is a confidence booster.

Using this data can be simple. Let us assume one is trading the front month of an oil futures contract.  As a day-trader, it could be advantageous to know statistically what a given day’s range is likely to look like. We can get a good representation by using our ATR function. Consider some recent data.

 

The Top 3 Option Trading strategies that 70% are successful

1- Iron Condor
2- Covered Call
3-Jade Lizard

5 tips to follow that make you a better trader.

5 tips to follow that make you a better trader.

Not having a plan

“The most common mistake traders make is entering a trade without a good plan,” says Toni Turner, author of “A Beginner’s Guide to Day Trading Online.”

“Nearly every mistake can usually be traced to trading without a plan.” Too many rookie day traders enter the market without appreciating that they are wading into potentially dangerous waters. Protective planning against losses means determining your entry price for buying a particular stock, your exit price and an escape price — also known as a stop loss.

2. Misusing margin

If there is anything that can destroy a day trader’s account, it’s margin. That’s when you borrow from a broker to buy securities. If used properly, margin is a valuable tool that can boost profits and give traders breathing room. When margin is used improperly, financing a trade with borrowed money can be dangerous to your wealth. In the past, many people misused margin, borrowing more from the brokerage than they could afford. It wiped out some traders’ accounts and helped to give day trading a bad name. It’s best to day trade with money you actually have, not money you borrowed.

3. Chasing trades

One of the most common day-trading errors is chasing a fast-moving stock on the way up or down. More than likely, this could lead to an unprofitable trade. “When we see a stock go higher and higher, we all want to join in the celebration,” Turner says. “The problem is that experienced traders are going out the back door while new traders are coming in.” If you miss a stock on the way up or down, let it go. There will be other trading opportunities.

View glossary

4. Not understanding market and limit orders

Not everyone agrees on which is best — market orders or limit orders. A market order is an order to buy or sell a stock at the current market price. With a limit order, you can establish your maximum or minimum price for trading a security. Market orders get filled fast, but you let the market control your order. Conversely, limit orders allow you to control the parameters.

“Now that spreads are a penny or two on many stocks, limit orders make no sense,” says Deron Wagner, founder and head trader of Morpheus Trading Group. “You could miss a fast-moving stock just to save a few cents.” With high-quality liquid stocks, you can use either a market or limit order.

5. Listening to tips

At least once, nearly every trader gets fooled into buying stocks based on tips from persuasive sources. Even when the tipsters are right, they aren’t there to tell you when to sell. It takes a lot of self-control to keep your ears closed, but successful day traders rely on their own judgment — not on what others are saying.

 

How to save on your home insurance ?

How to save on your home insurance ?

1. RAISE YOUR DEDUCTIBLE

A $500 deductable is commonplace for home insurance. But raising it to $1,000 can cut your premium by 8 to 10 percent, Ducich says. The higher deductible is always a bit of a gamble, since you’ll have to pay more money upfront in the event of a claim. But it pays off if you don’t have to file. According to ValuePenguin.com, the average yearly premium in 2016 is $952. If you save 10 percent of that by choosing a higher deductible, then over the course of five to six years you’ll make back the $500 you’d need to spend in the event of filing a claim.

“Homeowners should choose the maximum amount for a deductible that they feel they can afford to pay in the event of a loss,” Ducich says. “If you feel comfortable with $1,000, you’ll see a savings in your premium. If you can afford more than that, you’ll save even more.”

2. BUNDLE WITH YOUR AUTO INSURANCE

If you have car and home insurance, you really are better off doing them through the same company. Insurance companies can handle billing and processing more efficiently for one person with multiple policies than multiple people who each have one policy, which allows them to offer a savings for bundling your home and auto.

“Savings can vary a lot by company, but for those that offer both auto and home insurance, on average you may be able to save 15 percent,” Ducich says. “You also have the benefit of dealing with only one agent who knows you.”

3. GET A HOME SECURITY SYSTEM

Now that almost every home has a smoke detector and a deadbolt, those items typically won’t earn you much of a discount. But putting in a more sophisticated home security system, particularly one that automatically notifies the police or fire department in case of an emergency, can reap a discount ranging from 2 to 10 percent depending on the insurance company, Ducich says.

“Theft or fire protection systems that send an alert without you being involved can get you a discount, but maybe not as big as many people think,” he says. That’s because these devices help reduce loss costs for just two types of losses out of the many covered by a homeowners insurance policy.

4. STAY WITH YOUR COMPANY—AND ASK THEM WHAT THEY CAN DO FOR YOU

Some people say you should shop around for insurance every three years to make sure you’re getting the best rates. There’s no harm in comparing rates, but before you jump ship, ask your current agent to confirm you’re already receiving all the discounts you may be eligible for, including a repeat customer discount. Remember, they don’t want to lose you.

In addition, Dudich says, some companies offer extra benefits for customers after a certain number of years. For example, Farmers offers a policy that puts $50 per year into a declining deductible account. The balance in this account is used to reduce your deductible in the event of a claim. After five years you could accumulate $250 that would be used to reduce your deductible in the event of a claim.

5. DON’T FORGET TO NOTIFY YOUR AGENT OF HOME IMPROVEMENTS

Your policy includes monetary limits in the event of a claim on your property, and those limits are set based on the value of your home. So if you make an addition or improvement that raises the value of your property, like a deck or a new building, make sure to let your agent know. If the limit is a quarter-million dollars and you lose $300,000 of value in a fire, you’ll receive only the policy limit, leaving you unreimbursed for $50,000 worth of property.

“If your agent doesn’t know what you have, it can’t be written into your policy to provide you with the additional coverage you may need,” Ducich says. He advises that you tell your agent within 60 days of making an improvement that adds $5,000 or more to the value of your home.

6. FIX THAT ROOF

Yes, you could end up paying more for coverage if you complete home upgrades that add value to the property. But some of those upgrades can actually save you cash, Ducich says. Putting in a new roof, for example, could save as much as 10 percent on premiums in some locations.

“If you have a new roof, it’s less likely to get damaged by a wind storm or by hail and then need to be repaired or replaced,” he says, so the insurance company might cut you a break on your premium. The same goes for upgrades to the plumbing or electrical systems, because they reduce the risk of damage from an electrical fire or a broken pipe. Ask your insurance agent before you get to work, though.

7. KEEP A RECORD OF YOUR POSSESSIONS

This is easy to skip, but it can make a world of difference. It’s hard to memorize all of your possessions, and it’s even harder to recall everything you owned after a loss such as a fire. That’s why it’s a good idea to keep a record of all your valuables. “It makes sense to have a record of your possessions, either with a video or written down,” Ducich says. “It allows the claims process to be handled much more efficiently and ensures you are able to accurately identify the property you lost.”

The 20 Most Expensive Keywords in Google AdWords

The 20 Most Expensive Keywords in Google AdWords

The Top 10 Most Expensive Keywords are:

  1. Insurance :  Auto , Life and home insurance 
  2. Loans : pay day loan, 
  3. Mortgage : Home mortgage and creidt line
  4. Attorney : law 
  5. Credit : credit loan and credit score,
  6. Lawyer : fiancesial and real estate lawyers
  7. Donate: donation and charity 
  8. Degree: collage and university 
  9. Hosting: dowmian and website hosting 
  10. Claim : insurance claim

You’ll notice that these top ten most expensive AdWords keywords deal primarily with financing and industries that manage vast sums of money. The fact that the educational keyword “degree” is one of the top ten most expensive Google keywords, right up with lawyers and credit, reminds us of the growing cost of education.

The next ten most expensive keywords complete our total list, resulting the top 20 most expensive AdWords keywords:

  1. Conference Call
  2. Trading
  3. Software
  4. Recovery
  5. Transfer
  6. Gas/Electricity
  7. Classes
  8. Rehab
  9. Treatment
  10. Cord Blood
Financial Freedom

Financial Freedom

The FED Pushed the Dollar into Overdrive on Wednesday, EUR/USD at its Lowest in 14 Years

Author: Eric Furstenberg/Thursday, December 15, 2016/Categories: Daily Opportunities

I like it when the market makes big moves. It’s always easier to make money in a trending market than in a range-bound market. I hope you stayed on the right side of the prevailing trends today, and you must have made some profits if you held long dollar exposure. You see, trading financial instruments becomes much easier as soon as you align yourself with the prevailing trends. The trend is your friend. That is something that will never change.

 

I’m excited about the multi-year lows that were set by the EUR/USD today. Before Thursday, this pair traded in a wide range of about 1200 pips for almost two years. So finally we have a fresh low to work with. The 2015 low, which was broken on Thursday, was a very significant technical level. You can know for sure that every fund manager and every currency trading institution in the world has taken note of what happened in the EUR/USD today. Let’s look at a few charts:

EUR/USD Daily Chart

Thursday’s trading volume on the EUR/USD was above average. Volume is very important in trading. High trading volume is often an important confirmation of trend direction. Let’s take this last daily bar as an example. The candle was a large bearish one which closed close to its low. The volume was above average which tells us that there will probably be some follow through selling in the days to come. Of course, there could be a pause or a weak retracement, but the probability of the pair moving lower over the course of the next two weeks is very high.

Some traders like to trade the initial break of a significant level. Others prefer to wait for a breakout-retest setup before entering. Then you get traders who split their position between the two. The breakout has already occurred, so we need to wait for a retracement to achieve the most optimal short entry. Have you ever wondered where the big boys park their orders? Look at the following chart:

EUR/USD Daily Chart

Look at the green entry zone on this chart. There are definitely a bunch of large sell orders lying in this region. If we get a retracement into this zone, it could be a great opportunity to enter short. The horizontal black line is at 1.04624, which is the 2015 low.

Parity. A small word, but a massive psychological level for the EUR/USD. With Thursday’s important technical break, parity is the next major level ahead. If the current US dollar strength persists, the 1.0000 level could soon be on the cards. The Eurozone still faces many economic and political risks which could put further pressure on the Euro, and of course, on the EUR/USD.

I’m currently holding short exposure on the EUR/USD and I would like to add some more short positions if we get a run-up into the zones mentioned in the chart above. The EUR/USD is not the only pair with great potential, though. Let’s look at the AUD/USD:

AUD/USD

AUD/USD Daily Chart

I have been eyeing this resistance zone for quite a while now. This resistance zone, backed by the 200-day moving average, was just too much for the bulls to overcome. The impulsive decline over the last two days compels us to choose the short side on this pair. I am already short on the AUD/USD, and I think we still have much downside available on this pair.

Of course, there are many other pairs with much potential. On Wednesday evening and on Thursday, I played long positions on the USD/CAD, USD/CHF, USD/JPY, other Yen crosses, and the DAX. I also sold gold for a juicy intraday profit. As mentioned above, I am also short EUR/USD and AUD/USD. The trends on these instruments could easily provide some more profits in the days ahead, so keep an eye open for opportunities on them.

Need Life , car and home insurance ?

Need Life , car and home insurance ?

Is Your Car Insurance Too High? Turo to the Rescue!

Being a car-owner in Canada has its pros and cons. You don’t have to rely on public transport to get around, but you also have the responsibility to keep up with your car insurance payments. And depending on a range of factors such as the type of car you drive, your driving record and even where you live, your car insurance premiums can be a bit higher than you would like. In comes Turo;It’s the latest company in the ride- sharing economy to hit the Canadian marketplace. Turo is a peer-to-peer car sharing company that arranges for private car owners to rent out their vehicle. It’s one of the most innovative ways to reduce your car insurance costs.

Turo Offsets Your Car Insurance Rates

Car owners who rent their vehicle through Turo can earn $500 a month, and that money can then go towards your monthly car insurance premium. Getting registered, or started with Turo is quite easy. Using your phone, you head to Turo.com to register. Follow the simple step by step process to register your vehicle, list availability and set your own rental price. There is no cost to register, however Turo takes 25% from every rental booked through their service. It’s a nominal cost when compared to what you earn over a period. Not only does this pay for your car insurance, you have some extra pocket change as well!

You Have Car Insurance Protection When Covered by Intact

Turo is very safe to use. And unlike many businesses in the sharing economy, Turo has the appropriate car insurance policy for those that are insured with Intact and have registered with Turo.com. Intact is the only market in Canada that provides those sharing their vehicles on Turo with the proper car insurance coverage.

While you use your vehicle for personal use, Intact’s car insurance protects your vehicle while it is being used by a Turo customer. Turo’s commercial policy is the most appropriate form of car insurance available when renting your car. This is a very efficient and effective way to manage your risk and we look forward to helping you arrange the proper coverage. Unlike the ride sharing program, this additional insurance protection is provided to you without any additional cost!

Car Users Are Properly Screened

For people who use vehicles on the Turo website, they too must register and provide some basic information. Everything possible is done to pre-qualify those who are going to use your Turo registered vehicle. Turo weeds out potential customers who may be problematic, but you have to be comfortable renting your car out to people you may not know.

Consider Switching Your Car Insurance to Intact

Switching to Intact is one of the best things you can do for yourself as a vehicle owner. The average car insurance policy typically does not cover situations of car-sharing and renting. If you wish to register with Turo, you should also consider looking at better options for car insurance. Your Navigators Insurance Broker can help you in this process.

Intact is the only insurance company to quickly adapt to the new ideas that take off in the ride-sharing marketplace. Their insurance policies give you the flexibility to use your vehicle in a profitable way without incurring complications or additional costs with your car insurance premiums.

Intact already offers great coverage for Uber drivers, but the difference with Turo is that you don’t have to be the one driving to make money. Turo allows you to earn even if you do not plan on being a driver for others.

Conclusion

Car insurance can be costly, but with Turo it doesn’t have to be. In addition to doing your homework and working closely with an Intact Broker to lower your premiums, you can also use your car to earn additional income to pay for those premiums. Turo’s rental system is safe, reliable and properly insured. If your car insurance provider is not Intact, then you now have an incentive to switch over, because Intact always keeps abreast with the latest innovations that take place in the ride-sharing economy. The only requirement is that you are a registered car owner and your vehicle is in good working condition. Turo is already operating across the US and is now working with Intact to allow Canadians to enjoy the benefits of ride-sharing- without incurring additional costs or risk. Car owners don’t have to shoulder the entire financial burden of owning a car, while renters have an alternative to public transportation and expensive taxis.